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          Call 877-257-0042
       Or TEXT ME at 772- 321-7377

     Apply Online Now . . Be Preapproved Today!
  LOWEST RATES - LOWEST COSTS - FAST CLOSING
 
 

More Information

Call:(877) 257-0042
Email: Ruth@FloridaMortgage1.com

Apply: Click Here
 
Finally there is Help for Borrowers who have had a Recent

Short Sale, Deed in Lieu, Bankruptcy or Foreclosure.

If You have additional Questions, Please Call Me



 
Bankruptcy

FHA, USDA or VA Mortgage - You Must be 2 years from Discharge for a Chapter 7. 

If your Bankruptcy was a Chapter 13 - Call for important information as you could qualify for a traditional mortgage right now. 

Conventional Mortgage you will have to wait 4 years from discharge date for a Chapter 7.  Two Years for a Chapter 13.


Non-Traditional Mortgage is 1 Day from discharge!


All Non-traditional Mortgages require from 15% to 20% down payment and there is NO Prepayment penalty so you can refinance to a Traditional Loan as soon as you are eligible. 

Interest rates are determined by the length of time from your discharge along with your new credit history.

Loans are available for Homes or Condos and can be a Primary or Second Home or Investment Property.

Loans are for $100,000 and higher.  Jumbo Loans are Available at the same rates.



 
Short Sale, Deed In Lieu or Foreclosure

Fha, USDA or VA - You Must be 3 years from any Housing Event
Conventional you have to wait 4 years from Short Sale or DIL and 7 years from Foreclosure
     
If your House was included in a Bankruptcy more than 4 year ago - Call for important new information.

Non-Traditional Mortgage is 1 Day from Housing Event - Deed Must be Out of Your Name.

All Non-Traditional Mortgages require 15% to 20% down payment and there is NO Prepayment penalty so you can refinance to a Traditional Loan as soon as you are eligible.

Interest rates are determined by the length of time from your housing event. If you are 2 or more years from the deed transfer the rates are as low as 5.99% fixed for 30 years depending on Credit Scores and Loan to Value.  If less than 2 years, rates start at 7.99%.

Loans are availble for Homes and Condos and can be a Primary or Second Home or Investment Property.

Loans are for $100,000 and higher.  Jumbo Loans are available at the same interest rate.

 
All Loans Require 2 years Proof of Employment and Income. 

Non-Tradional Loans also offer a Bank Statement Program for income.

24 Months of Personal or Business Statements can be used to document income.
Call for more information on this program

 

 
If you have more questions on any of these programs please call me at 877-257-0042
 
 
If you are ready to be Pre-Approved for your new loan Click APPLY NOW

  I am the only one who will review your information and I will call or email you if I have any questions. 

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