Testimonials

Our Clients Say the Nicest Things !!

Real People Who Got Real Loans:

Derek and Danita
Mrs. Ruth Macellari is truly a blessing! She is your ultimate profession who works hard and diligently for her clients. I found the website by browsing and WOW!!! what a Blessing it was to find her website (Home 1st Lending). I called she answered immediately and gave me the information I needed to hear. So I said to her," I will call back when ready to move forward." When My wife and I moved forward, we couldn't be happier as Mrs. Ruth's knowledge and professionalism was second to none. She is prompt, calls you or text you anytime you reach out to her. Such a profession. She will keep you well informed of your process, keeping you updated with client, loan officer communication. My wife and I are pleased to have worked with Mrs. Ruth to obtain a loan for our home, feeling as if she was HEAVEN sent. Mrs. Ruth, YOU ARE THE BEST!!! Words from our families heart and well deserved Compliments to your service. If you visit her website, Please! look no further, as she will be your BLESSING as well. Thanks So Very Much Mrs. Ruth

Eric and Margaret
After a Short Sale, my wife and I were able to purchase our dream home in Boca Raton, FL. That was possible thanks to Ruth and her team of professionals who worked endless hours and ALWAYS replied to our questions or concerns no matter what day of the week or time of the day. This is one service that you will not get with any major bank. I guaranteed you that. Therefore, we highly recommend Ruth to take care of your lending needs to purchase your dream home. She is a true and dedicated professional who ensures the client receives the best treatment!!! Thanks Ruth…

Robert and Anna - Safety Harbor
A belated thank you from the bottom of our hearts for making our dream of once again being homeowners come true. The week after we moved, we unexpectedly lost our most beloved little Chloe, a constant light in our lives for almost 18 years. It has been particularly difficult to cope due to the way it happened and the timing. If you had not kept me going, however, guiding me through the mortgage process, it would have been even more heartbreaking.
I know you were dealing with your mother’s illness at the time as well, so helping us stay the course took real courage and resolve on your part. I do hope that you are well and that we have an opportunity to work together again.

Carol
My loan process has completed.  I didn't want to let you know until I was sure.
I want you to know how pleased I am that you were able to fit me into requirements and allow me to finance my condo.  You had to go above and beyond, and you did!  You were terrific!

Carla
Received the good news the loan closed around 4 pm yesterday.
I wanted to thank you for your work on this.  We knew it was going to be tricky going into it and your hard work made it happen.
Thank you from both myself and my husband!!

Angeline
I had the pleasure in having Ruth Macellari represent and work with me in obtaining my loan approval for the purchase of my home. Ruth is a Jewel. She is professional, very knowledgeable, smart, courteous and educated in a lot of processes, procedures and the different programs that are available for her clients looking to purchase a home. Ruth explained everything to me along the way. She was always able to return and accept my calls or emails. Ruth made the whole process a lot easier for me. I have recommended other family members, and other people that I come in contact with that's looking to buy houses to her, Thanks Ruth for all you have done for me, Your kindness and expertise will never be forgotten

Gail
My work with Ruth over a seven month period was a smooth process. I was a first time home buyer and knew not of the process. Ruth was very patient with me, explained everything to me and  assisted me in purchasing the home of my dreams. At all times she was very professional, knowledgeable, communicable and patient. I have the highest regards for Ms Macellari.

Estela and Onelida
Ruth Macellari has been our loan officer and advisor for the last two years, not only did she help us in this task but also gave us piece of mind answering all our questions and was there for us all the time (24/7). We highly recommend her services to anyone who’s looking for someone honest and knowledgeable.

Penny and John
I had the pleasure of working with Ruth Macellari in 2010 when my husband and I were looking to purchase our first home.  I found Ruth to be extremely knowledgeable in all areas of the home lending process.  She quickly provided us with a pre-approval letter and instructions on how to begin our home search. My husband and I experienced some difficulty in finding a realtor that could work with our unique circumstances and Ruth helped us find an outstanding real estate agent as well.  As many know buying a home can be an extremely stressful process, and to add to the situation I was 7 months pregnant and expecting our second child in May.  Ruth worked diligently to ensure that all our paperwork was handled properly and in a timely manner.  In addition, Ruth was always available for questions, or returned our calls in a prompt manner.  I cannot say enough good things about my experience working with Ruth Macellari.  I have and will continue to refer my friends and family in the surrounding area to her for their home lending needs.  We moved into our new home in May of 2010, and thanks to Ruth and her outstanding work ethic we were able to bring our new baby from the hospital directly to our new home.

Jesse and Kim
Ruth, I would like to take a few minutes and Thank you so much for working on our Home Loan. We have prayed for God to save our home and to bring us someone like you after we were taken by people that we trusted.  We pray that God blesses you and your company for all that you have done for us. Just a simple thank you doesn't seem to be enough

Candace and Colin
We can't reccomend you highly enough.  When everyone else made it seem like we wouldn't be able to get into a home, you said it was possible.  From the very beginning the process was almost effortless. Whenever we had questions or concerns there was a real person answering our call or returning our e-mails right away.  Now we are in our new house, thanks to you and your great crew

Jeff and Kim
Please give our thanks to Ruth, Autumn and everyone else there as well.  You guys have been great!!  We will be recommending you to anyone else we run across trying to buy a place.

Joseph and Heather
Oh My God, Words cannot express the joy we have right now.  I cannot stop smiling, my cheeks are starting to hurt.  My whole family thanks you and your team for putting up with me this long and thanks you for everything.  This is a dream come true.  God bless you all and thanks again so much.

Kendi and Daughter
I want to thank Autumn very much for her expertise and help during our loan process.  She was very professional and patient with all of our needs.  I will definitely recommend your company to all of my friends and family members who are interested in a mortgage.  Absolutely no problems.  Wonderful experience.  Thank you for everything Autumn you are the best.  We are so happy with our first home, my 4 year old daughter says that Autumn is our angel.  Thank you, Thank you, Thank you.

Susan and Carlin
What a Great Group you are!  Honest, direct and held our hands through the entire process.  You always answered the phone!!  I cannot tell you how much we appreciate all of your hard work.  Our situation was difficult but you made it easy.  Thank You is not enough!!

Janet and Terry
Thank you for all you have done. We finally have our dream thanks to all of you.